Quick Financial Aid Check — Onyx Guide to College Search©
Want a fast, clear read on how your financial aid offer really stacks up?
This quick tool—built specifically for Black students and families—goes beyond the surface. It helps you spot what’s free money, what’s risky debt, and what to watch out for. You’ll also get key context like relocation costs, potential scholarship displacement, and repayment time.
Just fill in a few details, paste the prompt into ChatGPT, and get instant insight—without having to decode the fine print alone.
For more tools and guidance on navigating the college process as a Black student, check out our full collection of resources here.
🧾 Quick Financial Aid Report — Use This Prompt in ChatGPT
Copy and paste the full prompt below into ChatGPT to get a fast, personalized breakdown of your college financial aid offer. This version is quicker than the full report but still flags what matters most—including scholarship displacement and repayment risk.
Can you give me a quick financial aid breakdown based on the info below?
I want to know:
- What’s free money vs borrowed
- Any scholarship displacement risks
- Estimated debt and repayment time
- What looks solid vs what to watch out for
Also include:
- A link to the College Scorecard for this school
- A warning about scholarship displacement with disscholared.org
- Any relevant tips or appeal guidance if something looks off
Here’s my financial aid info:
Tuition and Fees: $[__________]
Room and Board: $[__________]
Books and Supplies: $[__________]
Personal Expenses: $[__________]
Transportation: $[__________]
Grants/Scholarships: $[__________]
Loans (Subsidized): $[__________]
Loans (Unsubsidized): $[__________]
PLUS/Private Loans: $[__________]
Work-Study: $[__________]
External Scholarships: $[__________]
Do I plan to apply this to tuition or use it for personal expenses?: [__________]
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This is original, copyrighted work.
You’re welcome to share or repost the template—but please credit Jenn the Tutor and link back to www.jennthetutor.com. Don’t copy, rebrand, or redistribute it without permission. This resource was created to protect Black students, not to be repackaged.